Licensed lender Credit Fair-E offers fair and inexpensive installment loans up to $1000.
Payday loans are different from Credit Fair-e loans in that they are installment loans. A Credit Fair-e loan is created so you can repay the loan without having to keep borrowing money, in contrast to payday loans, which are intended to keep you in a cycle of debt. In doing so, the borrower can repair their credit history through timely loan payments. Credit Fair-e sizes our loans to fit your budget. To ensure that our cherished clients never borrow more money than they can afford to repay, we do this.
Why Credit Fair-E Cash Loans
An alternative to payday loans that could save you hundreds of dollars in fees is a Credit Fair-E loan. When you need them most, we are committed to offering quick and fair installment loans. Unlike conventional lenders, we have built our loan procedure with the consumer in mind.
The payday loan substitute called Credit Fair-e was created specifically for responsible borrowers. With Credit Fair-e, families have access to fair, affordable loans created to ensure that borrowers can successfully repay the loan without having to reborrow. This allows families to break the cycle of debt.
Apply now and see how affordable it really is!
Video Testimonial: Fixing Bad Credit
Riley Gilson is the Chief Revenue Officer of Credit Fair-E. Read more.
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Apply for up to $1000 in less than 2 minutes!
We are a direct lender. Working with a direct lender allows you to know who you are dealing with and ensures that your information won’t be sold to other businesses looking to make you a loan offer.
We are an installment lender, not a payday lender. Our loans are comparable to auto loans and mortgage loans. Payday loans require you to repay the entire principal and interest of the loan in one lump sum, which can be challenging to do without having to reborrow, which keeps you in a cycle of debt. With us, you can spread out payments so that you can fit the cost into your budget.
One of the three main credit bureaus, Transunion, receives our payment history reports. You can therefore use our loans to establish or repair your credit. Payday loans prevent you from doing that because the credit bureaus won’t accept their payment history.
With no fines or borrower restitution, we have multiple license reviews and examinations under our belt and are authorized to lend in Kentucky and Ohio.
The amount of your loan will determine your monthly payment, but we size the loan and loan payment amounts to fit within your budget. We do this to ensure that you can always pay back your loan without having to take out another loan and still fulfill your other financial commitments.
With no fines or borrower restitution, we have multiple license reviews and examinations under our belt and are authorized to lend in Kentucky and Ohio.
Easy Underwriting What Happens Next?
When you submit your application, we review it as part of our initial underwriting procedure to ensure the data is accurate. Within 24 hours, we will send you an email to let you know whether your application was accepted or rejected. You will be informed right away if you are not eligible to do business with us in the current states.
Most applicants must submit income verification documents and government-issued photo ID after receiving their approval email. While not universal across all applicants, the following is frequently asked for:
Once you have gathered the required paperwork, send it to apply@creditfaire. com. You will be given a loan decision right away after we have received and reviewed your loan application and supporting documents.
We will electronically transfer the loan funds to your account once your loan has been approved.
Break The Cycle Don’t be trapped by debt.
Get on the path to better financial health.
At Credit Fair-E, we are committed to assisting consumers in bettering their financial situation. Our loans are made to help you meet your financial obligations while also assisting you in meeting your needs. Even better, we work with you to raise your credit score so you can eventually qualify for better terms. What are you waiting for? Give us a try.
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FAQ
What’s the easiest loan to get with bad credit?
Secured, co-signed, and joint loans are the types of loans that are the most accessible to borrowers with bad credit. Having a car or savings account as collateral for a loan protects the lender in the event that you are unable to make payments.
Which loan company is best for bad credit?
- BadCreditLoans: Best overall.
- CashUSA: Best for installment loans up to $10,000.
- PersonalLoans: Best for personal loans up to $35,000.
- Upgrade: Best for low APRs.
- Avant: Best for flexible repayment terms.
Can you get approved for a loan with a 500 credit score?
FHA loans are targeted more at first-time homebuyers, especially those with credit scores in the Poor to Fair FICO Score range, whereas conventional loans are more for seasoned borrowers with credit scores in the Good range. An FHA loan can be applied for by anyone with a credit score of at least 500.
What is the easiest loan to get approved for?
Payday loans, car title loans, pawn shop loans, and personal installment loans are likely the loans that are easiest to get approved for. These are all emergency short-term cash options for borrowers with poor credit.