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“World Elite” is the highest of the three levels of Mastercard benefits. It has all the advantages of the two lower tiers, “Standard” and “World,” plus a few extras like concierge service and exclusive benefits at particular retailers.
Mastercard provides the benefits listed here; however, specific card issuers may choose which benefits are included on a given card. Plus, issuers often offer benefits beyond those provided by Mastercard. The Mastercard benefits website warns: “Additional terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions. “.
Capital One offers a World Elite Mastercard®, and it’s packed with valuable benefits that can enhance your everyday life and travel experiences. Let’s delve into the details of this premium card and explore the perks it offers.
Unveiling the World Elite Mastercard® Benefits:
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Purchase Assurance: Enjoy peace of mind knowing that your new purchases are protected against damage or theft for 90 days from the purchase date This coverage applies to items bought entirely with your World Elite Mastercard® or accumulated points.
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Price Protection: Did you find the same item you purchased with your World Elite Mastercard® advertised at a lower price within 120 days? No worries! Capital One will reimburse you the difference, up to $250 per claim, for a maximum of four claims per year.
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Extended Warranty: Double the original manufacturer’s warranty (up to 24 months) on most items you purchase with your World Elite Mastercard®. This benefit applies even if you have an existing service contract or extended warranty.
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Cellular Wireless Telephone Protection: Safeguard your eligible cellular phone against theft or damage. This coverage reimburses you for the actual cost of repair or replacement.
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Concierge Services: Access a dedicated concierge team to assist you with travel arrangements, restaurant reservations, event tickets, and more.
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Mastercard ID Theft Protection™: Receive comprehensive protection against identity theft, including 24/7 identity restoration services, expense reimbursement, and lost document replacement assistance.
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Travel Assistance Services: Get help with travel emergencies, including lost luggage assistance, medical and legal referrals, and emergency travel arrangements.
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MasterRental® Coverage: Enjoy complimentary car rental insurance that provides secondary coverage for damage or theft of your rental vehicle.
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Worldwide Automatic Travel Accident, Baggage Delay & Trip Cancellation/Interruption Insurance: Travel with confidence knowing you’re covered for unexpected events like travel accidents, baggage delays, and trip cancellations or interruptions.
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Lost or Damaged Luggage: Receive reimbursement for lost or damaged checked luggage during your travels.
Additional Perks:
- Global Entry or TSA PreCheck® Application Fee Credit: Get reimbursed for the application fee for either Global Entry or TSA PreCheck®.
- Airport Lounge Access: Enjoy complimentary access to select airport lounges worldwide.
- Exclusive Travel Offers: Benefit from exclusive discounts and offers on hotels, flights, and other travel-related services.
Eligibility and Enrollment:
To be eligible for these benefits, you must be an active World Elite Mastercard® cardholder. Enrollment is not required; your benefits are automatically activated upon card approval.
Accessing Your Benefits:
To file a claim or access your benefits, visit the Mastercard® Travel & Lifestyle Services website or call the Mastercard® Assistance Center at 1-877-288-6784.
Capital One World Elite Mastercard®: A Premium Card with Exceptional Value
The Capital One World Elite Mastercard® offers a comprehensive suite of benefits that cater to both your everyday needs and travel aspirations. From purchase protection to travel insurance, this card provides valuable coverage and assistance, making it an excellent choice for discerning cardholders who appreciate premium perks and exceptional value.
Frequently Asked Questions:
Q: How do I activate my World Elite Mastercard® benefits?
A: Your benefits are automatically activated upon card approval. No further action is required.
Q: How do I file a claim?
A: Visit the Mastercard® Travel & Lifestyle Services website or call the Mastercard® Assistance Center at 1-877-288-6784.
Q: What is the coverage limit for Purchase Assurance?
A: The coverage limit is $1,000 per loss and $25,000 per cardholder account per 12-month period.
Q: Does the Extended Warranty benefit apply to used items?
A: No, the Extended Warranty benefit only applies to new items purchased with your World Elite Mastercard®.
Q: How do I access the Concierge Services?
A: Call the Mastercard® Assistance Center at 1-877-288-6784 to connect with a dedicated concierge representative.
Additional Resources:
- Mastercard® Travel & Lifestyle Services website: https://www.mastercard.com/us/en/travel-lifestyle-services.html
- Capital One World Elite Mastercard® website: https://www.capitalone.com/credit-cards/world-elite-mastercard/
Disclaimer:
The information provided in this article is for general knowledge and informational purposes only, and does not constitute professional advice. It is essential to refer to the official Mastercard® Travel & Lifestyle Services website and Capital One World Elite Mastercard® website for the most up-to-date and accurate information regarding benefits, terms, and conditions.
Standard benefits included in World Elite
These benefits are included on all Mastercard credit cards, at all levels:
- Zero fraud liability.
- Mastercard Global Service, a worldwide hotline for emergency assistance.
- Identity theft protection, which monitors your credit for suspicious activity.
World benefits included in World Elite
The biggest jump in value occurs when you move from the Standard level to World level. These benefits are included on middle-tier World Mastercard cards, and they roll up to the World Elite level:
- Cell phone insurance. (Credit limits for World Elite cards are higher than those for World cards.) See below. ).
- “Mastercard Vacation
- savings and memberships, such as those for Onefinestay, Shoprunner, and “exclusive golf offers and experiences” “.