International humanitarian organizations claim they still encounter violence and practical challenges when attempting to provide aid throughout the famine-threatened region, following the death of World Central Kitchen aid workers in Gaza due to an Israel airstrike that drew international condemnation.
A week after the World Central Kitchen attack, UNICEF spokesperson Tess Ingram tells TIME over the phone from Rafah on Sunday about a terrifying and fruitless attempt to deliver aid to north Gaza. While waiting at a checkpoint, the convoy she was traveling in—which had been prearranged with the Israel Defense Forces—was caught in the crossfire. Although Ingram is unsure of the shooter, she believes the shots originated from the direction of the checkpoint, which she calculates to be less than a kilometer (about half a mile) away.
“The IDF works in order to prevent harm to humanitarian teams,” the statement from the IDF tells TIME after an investigation indicates that its forces “were not within firing range of the convoy at the time and place indicated and it was found that no fire was carried out at the vehicle by the IDF.” ”.
In response, Ingram states, “We believe it’s critical that an impartial inquiry be carried out in order to clarify the events that transpired and guarantee that going forward, we have the required security to provide aid.” ”.
The need is dire. One million people in Gaza face an impending famine, according to a warning issued last month by the global authority on food insecurity. The Hamas-run health ministry reported 28 children have died of malnutrition and dehydration as of April 12.
Despite the needs, more than half of recent requested aid missions to north Gaza were unsuccessful, the U. N. Office for the Coordination of Humanitarian Affairs reported. Between April 6, 2012, and April 7, 2017, Israel facilitated 2041 percent of the missions; the remaining 2041 percent were denied or impeded, including because of hostilities; in 2017, aid groups canceled most of the missions due to logistical constraints.
World Central Kitchen claims that it coordinated its movements with Israel prior to the military attacking its convoy on April 2, demonstrating that even well-planned missions can be risky. Following what Israel described as a “grave mistake,” seven aid workers died as a result, prompting President Joe Biden to issue an ultimatum to Israel: either increase food aid into Gaza and take action to protect civilians, or risk losing U.S. S. support.
In response, Israel declared it would create new channels for the entry of additional aid, including a crossing into the northern Gaza Strip. According to an email sent to TIME by COGAT, the IDF’s humanitarian branch, more than 300 trucks entered Gaza every day last week as part of an increase in aid.
Biden said Wednesday that the number of trucks was still “not enough. ” Data from UNRWA, the U. N. ‘s Palestinian relief organization only slightly increases (the organization counts trucks in a different way than COGAT, according to the Associated Press). COGAT accused the U. N. of failing to gather supplies, sharing a photo of goods stacked inside Gaza on X, and claiming that “the Israeli side is not the bottleneck.” ”.
The U. N. ‘s head has resisted, saying that workers are being threatened by bombardment and fighting because “the real problem is that the way Israel is conducting this offensive is creating massive obstacles to the distribution of humanitarian aid.” Since the war began on Oct. 7, 217 aid workers have been killed in Gaza, according to the Aid Worker Security Database.
UNRWA Commissioner-General Philippe Lazzarini wrote on X that “the increase in aid is not yet tangible, sustained or uninterrupted.” “Aid also needs to reach safely all those in need. ”.
Here’s what Ingram tells TIME about the challenges to delivering aid and the needs. The interview has been condensed and edited for clarity.
A late payment can haunt your credit score for seven long years, but the impact fades with time. Understanding how late payments work and how to mitigate their damage can help you protect your credit health.
The Lowdown on Late Payments and Credit Scores
Your credit score is a crucial financial metric that reflects your creditworthiness. It’s a three-digit number calculated based on your credit history, including payment history credit utilization account mix, and credit inquiries. Payment history, which accounts for 35% of your credit score, is the most significant factor.
Late payments are a major red flag for lenders indicating a higher risk of default. When a payment is 30 days or more past due, it gets reported to the credit bureaus and can significantly impact your credit score. The severity of the impact depends on several factors, including:
- The number of late payments: A single late payment is less damaging than multiple late payments.
- The severity of the late payments: A payment that’s 60 days late is worse than one that’s 30 days late.
- Your overall credit history: If you have a good credit history, a single late payment may not have a significant impact. However, if you already have a low credit score, a late payment can further damage it.
The Grim Reality: Late Payments Can Stick Around for Seven Years
Unfortunately, late payments can stay on your credit reports for seven years from the date they were first reported delinquent. This means that even if you catch up on your payments, the late payment mark will remain on your credit report for a considerable period.
On the other hand, the effect of a late payment on your credit score gradually decreases. The older the late payment, the less it will affect your score. A late payment from five years ago, for instance, will not have the same effect as one from last month.
Strategies to Minimize the Damage of Late Payments
Making on-time bill payments is the best strategy to minimize the consequences of being behind on payments. If you do make a mistake, though, there are things you can do to lessen the harm:
- Bring your account current as soon as possible. The sooner you catch up on your payments, the less damage will be done to your credit score.
- Contact the creditor and explain the situation. Sometimes, creditors are willing to work with you if you have a legitimate reason for the late payment.
- Dispute any errors on your credit report. If you see a late payment that wasn’t actually late, you can dispute it with the credit bureau.
Pro Tip: Utilize Credit Monitoring Tools
Maintaining good credit health requires you to closely monitor your credit reports and scores. Every year, you can obtain your free credit reports from TransUnion, Equifax, and Experian, the three major credit bureaus, at AnnualCreditReport.com. com. To get notified of any changes to your credit reports, you should also think about signing up for a credit monitoring service.
Remember, late payments can have a significant impact on your credit score, but it’s not the end of the world. By taking steps to minimize the damage and improve your credit habits, you can recover from late payments and build a strong credit score.
Can you describe the impacts on your convoy from the gunfire?
We were a convoy of three cars and two trucks. Only one vehicle was hit, that was the one I was in. Three bullets hit us: one hit the car’s hood, two struck the right-hand rear passenger door where I was sitting, one hit the window, and one hit the door. My colleague in one of the other cars, he saw bullets ricocheting off the ground. Ahead of us at the holding point there was another U. N. convoy from the World Food Programme and the United Nations Office for Project Services. They had a bullet go through the windshield of their fuel truck.
We’re very fortunate that we were in an armored vehicle…Fortunately, we were unharmed.
What happened after the gunfire ?
We decided that we would continue with the mission. And basically, that just meant continuing to hold until we got the green light. Unfortunately, we held there for at least another two hours. And by that point, it was about 1 p. m. the mission could no longer be carried out because, even if we had been given the go-ahead, we would still have needed to travel to the checkpoint, through the checkpoint, and up north, and we would not have had the time to finish the mission. So we decided that we would turn back and try another day.
Today, we had our redo of our mission to the north. It was a 13-hour mission, and almost six of those hours were spent waiting for the green light. We didn’t get to complete everything, and that’s really disappointing. We were only able to conduct the nutrition and medical aspects of the mission at Kamal Adwan Hospital. We had 45 minutes on the ground at the hospital, that’s it.
We delivered a whole truck of medical and nutrition supplies. It included ready-to-use therapeutic food, which is a treatment for malnutrition, and high energy biscuits.
How long do late payments stay on a credit report? ( And what is considered a late payment )
FAQ
How long does it take credit score to recover after late payment?
Can you have a 700 credit score with late payments?
Can you get late payments removed from credit report?
How much does 1 late payment affect credit score?
How long does a late payment affect your credit score?
Late payments can affect your credit score for up to seven years — the entire time they’re on your credit report. However, the effect is most significant when you first miss a payment. Bringing your accounts current and making on-time payments can help you recover from a late payment. Can I get late payments removed from my credit report?
What happens if a payment is too late?
Each lender decides what is considered a late payment (also known as a delinquency) and when to report it to a credit bureau. In most cases, if your payment is more than 30 days late, the major credit bureaus are notified, meaning the late payment will show up on your credit reports. How long does a late payment affect credit?
How long do late payments stay on your credit report?
Late payments can stay on your credit reports for seven years and impact your credit scores. But you may be able to minimize the damage and dispute any late payments that were erroneously reported. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions.
Can a late payment be taken off a credit report?
Credit reports sometimes include mistakes. If you spot incorrect information like a payment marked late when it wasn’t, dispute the error to ask the credit bureau or the creditor involved to take it off your credit reports. How long does a late payment stay on my credit report?