The Chase Freedom Flex℠ is a World Elite Mastercard This means it comes with a variety of benefits and perks that are not available with other Mastercard products
Here are some of the benefits of the Chase Freedom Flex℠ World Elite Mastercard:
- Cell phone insurance: Up to $800 per claim and $1,000 per year in cell phone protection against theft or damage for phones listed on your monthly bill.
- Lyft: $10 in credit for every five rides taken in a calendar month, automatically applied to the next ride and capped at once per month.
- Boxed: 5% cash rewards on Boxed purchases for use on future purchases.
- ShopRunner: Free membership to receive two-day shipping and free return shipping at over a hundred online retailers.
- Fandango: Double VIP+ points for movie tickets purchased via the Fandango app or Fandango.com, which can be used towards purchasing movie tickets on Fandango or towards streaming movies and TV shows on FandangoNOW.
In addition to these benefits. the Chase Freedom Flex℠ World Elite Mastercard also offers a variety of other features. such as:
- 5% cash back on rotating bonus categories: Each quarter, you can earn 5% cash back on up to $1,500 in combined purchases in bonus categories such as grocery stores, select streaming services, and many others.
- 5% cash back on travel purchased through Chase Ultimate Rewards: This includes vacation and car rentals.
- 3% cash back on dining purchases: This includes takeout and eligible delivery services.
- 3% cash back on drugstore purchases: This includes daily essentials like medicine, toiletries, diapers, and other items.
- 1% unlimited cash back on all other purchases.
- No annual fee.
For those searching for a credit card with a multitude of features and advantages, the Chase Freedom FlexTM World Elite Mastercard is an excellent choice. It’s also a fantastic choice for those looking to get paid cash back on their regular purchases.
Frequently Asked Questions
What is the difference between the Chase Freedom Flex℠ World Elite Mastercard and the Chase Freedom Unlimited®?
The main difference between the two cards is that the Chase Freedom Flex℠ World Elite Mastercard offers 5% cash back on rotating bonus categories, while the Chase Freedom Unlimited® offers 1.5% cash back on all purchases. The Chase Freedom Flex℠ World Elite Mastercard also comes with a few additional benefits, such as cell phone insurance and Lyft credits.
Which card is right for me?
It is preferable to use the Chase Freedom FlexTM World Elite Mastercard if you want to maximize your cash back earnings. Nonetheless, the Chase Freedom Unlimited® is a decent option if you’re looking for a card with a more straightforward rewards system.
How do I apply for the Chase Freedom Flex℠ World Elite Mastercard?
You can apply for the Chase Freedom Flex℠ World Elite Mastercard online or at a Chase branch. You will need to provide your personal information, income, and employment history.
What is the APR for the Chase Freedom Flex℠ World Elite Mastercard?
The APR for the Chase Freedom Flex℠ World Elite Mastercard is 0% for the first 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 20.49% Min. of (8.50+11.99) and 29.99%–29.24% Min. of (8.50+20.74) and 29.99%. Balance transfer fee applies, see pricing and terms for more details.
What is the credit limit for the Chase Freedom Flex℠ World Elite Mastercard?
The credit limit for the Chase Freedom Flex℠ World Elite Mastercard varies depending on your creditworthiness. However, the minimum credit limit is $500.
Can I use the Chase Freedom Flex℠ World Elite Mastercard outside of the United States?
The Chase Freedom FlexTM World Elite Mastercard is accepted for use outside of the United States. However, you may be charged a foreign transaction fee.
Additional Resources
Do Chase Freedom Flex® points expire?
Your Chase Freedom Flex® reward points will not expire as long as your account remains open. Check your Rewards Program Agreement to learn more about your reward points and possible limitations.
5% Cash Back on Lyft Rides
Earn 5% cash back on Lyft rides through March 31, 2025. * * Opens the details overlay. That’s an additional 4% cash back on top of the 1% cash back you’ve already received.