670 Credit Score Car Loan

Since I got my license a few years ago, I’ve been using my mom’s hand-me-down to get around. Can I get a car loan with a 670 credit score? I think I’m ready to buy my own car.

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JERRY INSURANCE AGENCY is a insurance agency in 50 states. JERRY OFFERS INC. is a loan broker/lender. You can view licenses issued by NMLS using the NMLS-2129773 Identifier Number for JERRY OFFERS INC. Copyrights © Jerry 2022. All rights reserved.

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Is 670 a good credit score to buy a car?

What is a good credit score to buy a car. Scores starting at 670 are categorized as “Good” by FICO. These scores can start to earn more alluring incentives from lenders in the financing agreement, like a lower annual percentage rate (APR).

How much of a loan can I get with a 670 credit score?

With a 670 credit score, you can borrow $50,000 to $100,000 or more. Your income, your employment status, the type of loan you obtain, and even the lender all play a role in determining the precise amount of money you will receive.

Is 676 a good credit score to buy a car?

Your 676 credit score will allow you to be approved for the majority of auto loans. Usually, you can obtain a favorable interest rate as well. Although your actual rate will depend on a number of factors, such as: Whether the vehicle is new or used, the average interest rate for a car loan with a credit score of 676 is about 6%.

Is 670 a good FICO score?

A scale from 300 to 850 is used in the majority of FICO scores. A credit score between 670 and 739 on that scale is typically regarded as “good.” ”.